BANK/Bank Mcq Question Set 2 Sample Test,Sample questions

Question:
"Basel Committee on Banking Supervision"� is also known as ___________________________.

1.Global Financial System

2.Financial Stability Board

3.Banking Regulation Committee

4.Bank for International Settlements Committee


Question:
According to which guidelines did the Government pick up the entire SBI shares held by the RBI?

1.Financial Regulations

2.Securities Commission

3.National Stock Exchange of India

4.Securities and Exchange Board of India (SEBI)


Question:
India is a member of the International Monetary Fund since _____.

1.1945

2.1947

3.1949

4.1952


Question:
�What is a Lease?

1.A legal contract between the owner of an asset and its user, containing many conditions including payment of a specified amount by the user to the Owner for use of the asset

2.A rental agreement between owner of a flat/house and the Tenant, whereby the Tenant pays specified amount on specified dates to the owner

3.Both (a) and (b)

4.None of the above


Question:
What is Factoring?

1.A method of discounting of long term bills

2.An arrangement for raising short term money against prepaid expenses

3.An easy way of raising capital from a factoring company by small business

4.Selling of account receivables on a contract basis for cash payment to a factor before it is due


Question:
What is Mortgage?

1.A security created on movable property for a loan given by a bank

2.A security created on immovable property for a loan given by a bank

3.A facility created on movable property for a deposit received by a bank

4.A security created on immovable property for a deposit received by a bank


Question:
What is the full form of CBS?

1.Core Banking System

2.Core Banking Service

3.Core Banking Solution

4.Core Banking Software


Question:
What is the full form of CRR?

1.Cash Reserve Rate

2.Core Reserve Rate

3.Cash Reserve Ratio

4.Cash Recession Ratio


Question:
What is the full form of FIMMDA?

1.Fixed Income Money Markets & Derivatives Affiliation

2.Fixed Income Money Markets & Derivatives Association

3.Foreign Income Money Markets & Derivatives Association

4.Floating Income Money Markets & Derivatives Association


Question:
What is the full form of FSDC?

1.Fiscal Stability and Development Council

2.Financial Stability and Development Council

3.Financial Security and Development Council

4.Financial Security and Development Convention


Question:
What is the full form of IRR?

1.Internal Rate of Ratio

2.Internal Reserve Ratio

3.Internal Rate of Return

4.Internal Recession Rate


Question:
What is the full form of NAV?

1.Net Asset Value

2.Net Actual Value

3.Net Annual Value

4.Net Average Value


Question:
What is the full form of NDTL?

1.Net Demand & Tax Liabilities

2.Net Demand & Time Liabilities

3.New Demand & Tenure Liabilities

4.National Deposits & Total Liquidity


Question:
What is the full form of SWIFT?

1.Safe Window Institute For Transactions

2.Safe Window In case of Financial Transaction

3.Safe Window for Interbank Financial Transactions

4.Society for Worldwide Interbank Financial Telecommunication


Question:
What will bank customers pay for using safe deposit locker facilities?

1.Rent on locker

2.Exchange on locker

3.Commission on locker

4.Safe custody charges


Question:
What will be the impact if Reserve Bank of India reduces the Bank Rate by 1%?

1.Less liquidity in the market

2.More liquidity in the market

3.No change in the market liquidity

4.Mobilisation of more deposits by commercial banks


Question:
When did the draft guidelines for building grievance redressal mechanism within NBFCs (Non-Banking Financial Companies) publish?

1.April 5, 2006

2.May 26, 2006

3.June 29, 2007

4.September 30, 2005


Question:
When did the Government appoint for transfer of stake?

1.1, APRIL

2.5,APRIL

3.26,MAY

4.29,JUNE


Question:
When did the Reserve Bank of India notify the draft regulations relating to the Credit Information Companies (Regulation) Act, 2005?

1.September 30, 2005

2.April 5, 2006

3.May 26, 2006

4.June 29, 2007


Question:
Which among the following is called the rate of interest charged by RBI for lending money to various commercial banks by rediscounting of the bills in India?

1.Bank Rate

2.Overnight Rate

3.Monetary Policy

4.Discount Window


Question:
Which among the following is the act of taking on a risk for a fee?

1.Guidewire

2.Underwriting

3.Predictive analytics

4.Initial Public Offering


Question:
Which among the following made the initial contribution for setting up Financial Inclusion Fund and Financial Inclusion Technology Fund?

1.NABARD, UTI and RBI

2.SIDBI, NABARD and UTI

3.Government of India, NABARD and RBI

4.SIDBI, Government of India and IDBI Bank


Question:
Which is a tool that helps RBI to stabilize money supply and prices of Government securities?

1.JIT

2.OMO

3.EOQ

4.EPQ


Question:
Which is the minimum lending rate decided by RBI which shall be adopted by all Public Sector Banks?

1.Bank rate

2.Base rate

3.Overnight rate

4.None of the above


Question:
Which of the following are Bank advances of a Bank?

1.Bad debts

2.Overdrawn accounts

3.Out of order accounts

4.Non-performing Assets


Question:
Which of the following are benefited through the Reserve mortgage scheme?

1.Minors

2.Senior citizens

3.Government employees

4.All the above


Question:
Which of the following are the amounts owed to a company that are not going to be paid?

1.Bad debts

2.Overdrawn accounts

3.Out of order accounts

4.Non-performing Assets


Question:
Which of the following are to be followed by Commercial Banks for risk management?

1.Basel I norms

2.Basel II norms

3.Basel III norms

4.Solvency II norms


Question:
Which of the following is known as the concept of a standard contract to buy or sell a specified commodity at a certain date in future and at a market driven price?

1.Market Contract

2.Futures Contract

3.Forward Contract

4.Standard Contract


Question:
Which of the following is the correct definition of Hot Money?

1.This is the fund which is pushed into market through illegal methods

2.This is the fund which is dumped into a country to get the advantage of a favourable interest rate

3.This is the fund which is provided by a bank in US $ at very short notice and at a very high rate of interest and for a longer period of repayment

4.None of the above


Question:
Which of the following is true about the restrictions on RBI?

1.It is not to compete with the commercial banks.

2.It cannot acquire or advice loans against immovable property.

3.It is prohibited from purchasing its own shares or the shares of any other bank or any company or granting loans on such security.

4.All of the above


Question:
Which one of the following depicts the financial position of a bank or business enterprise at a given point of time?

1.Model audit

2.Balance sheet

3.Income statement

4.Cash flow statement


Question:
Which one of the following is called as initial repayment holiday given to a borrower for repayment of loan?

1.Moratorium

2.Subvention

3.Amortization

4.None of the above


Question:
Which one of the following is known as a Savings Bank Account opened with a commercial bank with zero balance or very minimal balance?

1.No frill account

2.Current Account

3.Savings Bank-ordinary Account

4.Students Savings Bank Account


Question:
Which one of the following is known as the real return to the investor getting reduced due to sudden rise in the prices of the commodities?

1.Cost risk

2.Market risk

3.Demand risk

4.Systemic risk


Question:
Which one of the following is known as the recession occurring two times with a small gap in between?

1.Deflation

2.Double Inflation

3.Deep Recession

4.Double-dip Recession


Question:
Which one of the following provides banking services to all villages having a population upto 2000?

1.Plan for Financial Inclusion Technology

2.Plan for Financial Exclusion

3.Plan for Financial Inclusion

4.None of the above


Question:
Which one of the following set up core banking infrastructure for rural banks?

1.IBA

2.RBI

3.SIDBI

4.NABARD


Question:
Which organization provides credit history of the borrowers?

1.CII

2.IRDA

3.FRBI

4.CIBIL


Question:
Who regulates the Mutual Funds in India?

1.RBI

2.FRBI

3.SEBI

4.SIDBI


Question:
Whom with Primary Dealers deal in both primary and secondary markets?

1.Equities

2.Debentures

3.Corporate Bonds

4.Government Securities


More MCQS

  1. Bank Mcq Question Set 1
  2. Bank Mcq Question Set 2
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  4. Bank Mcq Question Set 4
  5. Bank Mcq Question Set 5
  6. Bank Mcq Question Set 6
  7. Bank Mcq Question Set 7
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  10. Bank Mcq Question Set 10
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  13. Bank Mcq Question Set 13
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  15. E-Banking MCQ Set 2
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  17. Entrepreneurial Development MCQ Set 2
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  19. EXIM Finance MCQ Set 2
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