repayable after an agreed period.
1.repayable on demand.
3.repayable after death of depositors
4.repayable on demand or after an agreed period as per bank's choice
2.White Goods loan
3.Consumer Durable loan
Which of the following statements about contribution (approximately) of agriculture sector in GDP is correct ?
1. Agriculture contributes 50% of tottal GDP
2.Agriculture does not contribute significantly to India's GDP as the share is less than 1%
3.India's GDP does not take agricultural sector into account
4.Agricultural Sector contributes 19% in India's GDP
As per Financial inclusion drive one of the following Banks introduced Tiny Cards with Bio metric identification. Which of the following is that Bank?
1.Central Bank of India
2.Oriental Bank of Commerce
4.State Bank of India
Banks issue a letter to beneficiary on behalf of its constituents like guarantee for making payment on their behalf on fulfillment of its terms and conditions. What is this arrangement known in banking context ?
1.Line of Credit
2. Loan on Credit
3. Loan against Credit
4.Letter of Credit
1.inancial services namely, payments, remittances, savings, loans and insurance at affordable cost to persons not yet given the same.
2.ration at affordable cost to persons not yet given the same.
3.house at affordable cost to persons not yet given the same
4.food at affordable cost to persons not yet given the same.
The countries these days are most worried about the currency war. They are arguing about whose actions harmed the world economy the most. What are the views of the rich countries, particularly USA, in this regard ? (A) They feel that it was China who was unwilling to allow the Yuan to rise. (B) They feel that it was India who had snatched jobs in most of the European countries and USA. This made the situation more grim. (C) Some countries feel that it was Japan who allowed swapping of its currency with other nations and created a grim situation in world market.
4. All (A), (B) and (C)
The Lokayukta of which of the following States had submitted a report on illegal mining of iron are in the State ?
1. Andhra Pradesh
4.None of these
1.Current accounts, electricity accounts and insurance premium accounts
2.Current accounts, Post office savings bank accounts and term deposit accounts
3.Loan accounts, savings bank accounts and term deposit accounts
4.Current accounts, savings bank accounts and term deposit accounts.
Under the liberalised scheme of interest subsidy, Government of India provides interest subsidy on housing loan at the rate of ?
4.2.00% + 1.00% for prompt repayment
1.Normally no interest is paid on current deposit accountsB. I
2.Interest is paid on current accounts at the same rate as term deposit accounts.
3.The rate of interest on current account and savings account are the same.
4.No interest is paid on any deposit by the bank.
Which of the following is known as cross selling by Banks? (A) Sale of debit card to a credit card holder. (B) Sale of insurance policy to a depositor (C) Insurance of Cash against cheque presented by a third party.
3. Both (A) and (C)
4. All (A), (B) and (C)
1.Eradicate extreme poverty and hunger
2.Reduce child mortality
3.Ensure environmental sustainability
4.Combat terrorism and bring people in main stream of society
Which of the following Statements containing results of India's recent Census in NOT correct ?
1.Kerala has about 94% literacy, the highest in India
2.The Sex Ratio in India is 940
3.Male literacy is lower than female literacy in seven most developed states
4.Uttar Pradesh is the most populous State in India
1.No bad debts to banks and no suits for recovery
2.Works like a normal withdrawal
3.Can be used at ATM and POS
4.45 days credit is given to the card holder
1.A Nageswar Rao
1.The bank that collects the cheque
2.The payee's bank
3.The endorser's banks
4. The bank upon which the chequeis drawn
World leaders are to assemble in Rio de Janeiro in June 2012 for the United Nations Conference on Sustainable Development ( Rio + 20). All nations are going to make some commitment towards the goal of the conference. As per the agenda circulated, what commitment do world leaders want from India in the Conference ?
1. India should agree to double its energy efficiency under a global understanding
2.India should suspend its nuclear pact with USA or at least should reduce it to 50% level of agreed capacity
3.Nuclear power plants are highly risky as seen in Japan recently. Hence no new plant should be made
4.None of these