What do we call the facility given to a current account holder of withdrawal of more amount than his deposit?

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Question:What do we call the facility given to a current account holder of withdrawal of more amount than his deposit?

1.Overdraft

2.EMI

3.Sweep-in Facility

4.Recurring Deposit

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  1. What do we call the facility given to a current account holder of withdrawal of more amount than his deposit?
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